How to Send Money Orders through Maharashtra Postal Services

This article gives complete information on sending money orders in Maharashtra; Money Orders Postal Charges Maharashtra; sending money orders through Maharashtra postal services; minimum amount for money orders Maharashtra; maximum amount for money orders Maharashtra; how to cancel money orders Maharashtra; how to stop money order payments Maharashtra.

Maharashtra Postal Services and Post Office

In today's era of Internet Banking, it is easy to send money quickly, by crediting money to the recipient's Bank account. In remote towns and villages, though, money orders still prevail. In Maharashtra you can send money orders to any place through the Maharashtra Postal Services. Sending money orders in Maharashtra is really easy!

What is a Money Order?

A money order is basically an order issued by a Post Office through which you send money to another person. The order is a form which you need to fill up in a neat legible manner. The person sending the money is known as a remitter and the person who is named in the money order (to whom the money is being sent) is known as the payee.

What are the limits of value of single money order?

You can send a maximum amount of Rs.5000/- through a money order issued by a post office of the Maharashtra Postal Services. It must be noted, however, you cannot send a fraction of a rupee.

How to fill a money order of the Maharashtra Postal Service?

A Maharashtra Postal Service Money Order is sent only through a prescribed form which you can buy at any post office. You can fill in the money order either in English or in Hindi or even in a regional language. What is important is:
* You must ensure that you are filling in the form properly, without any blotches and cancellations. It should be clearly legible.
* Without the payee's name and complete address clearly written, the money order cannot be sent.
* If you are sending a money order to an institution/organization, you can give the name of the institution/organization in the space for 'payee'. The money order should be signed by the remitter; a thumb mark is also permitted.
Once you have filled in the money order form, you should submit it, along with the specified amount of money commission at the Post Office at the correct counter.

Important: You must take a receipt on submitting the money order and if you see any mistake in the receipt (such as amount being incorrectly mentioned), you must immediately bring it to the attention of the Maharashtra Post Office staff at the counter where you submitted it. Otherwise, the Post Office will not be responsible.

Making changes/alterations in a Money Order of the Maharashtra Postal Service

1. You can make a change in the address or place of payment in a money order before payment without changing the payee's name. Such a change in the address should be made through an application in a written format which is to be submitted to the Post Office by you (the remitter). Mention clearly the full details of the changes/alterations which you wish to make.
Important: You must submit the original receipt which you had been given by the Post Office the first time you submitted the money order.

2. You can change the name of the payee before payment, but in this case you will need to pay a second commission. You must submit an application in a written format which is to be submitted to the Post Office by you (the remitter). Give the complete details of the payee's address.
Important: You must submit the original receipt which you had been given by the Post Office the first time you submitted the money order.

Stopping payment of a Money Order sent through Maharashtra Postal Services

After submitting the money order, if you wish to stop the payment totally, you (the remitter) need to submit a written application giving full address of the payee along with the original receipt of the money order. This application should be made at the same Post Office in Maharashtra as the one where the money order was issued.

Note: You can stop the payment of the money order via telegraph if you (the remitter) pay the requisite charges of the telegraph.

Payments of Money Orders with Maharashtra Postal Services

1. The money which you send by money order through the Maharashtra Postal Service will be paid to the payee or to anybody who has been authorized by the payee (in writing) only after obtaining the signature on the money order and acknowledgment. In case the person is not a not permanent resident in the area or is not familiar to the paying official (generally postal staff know the people in the locality due to delivery of daily posts), then the money will be paid only on proper proof of identity.

2. As per the general rule, the money order amount will be paid directly at the address of the payee as given in the money order. However, it is possible that there will be certain restrictions at Post Offices: for example, if the payee's address is some very inaccessible area or is located in an area of high security. In such cases, the payee is sent a notice and is requested to come and receive the payment at the Post Office itself.

3. If the payee is illiterate, his thumb mark is taken in the presence of a witness whose signature is obtained on the Money Order.

4. Once the money order payment is made to the payee, you (the remitter) will get an acknowledgement of the payment. If you do not get the acknowledgement within a specific time, you can obtain a certificate of payment issued by the Post Master of the Post office from where you sent the money order. For this, you need to make an application to the Post Office and enclose the original receipt granted by that Post Office.

5. Only certain Post Offices will take payment of money orders by cheque or pay order to payees who receive money order in bulk.

6. In case a payee is not located or has requested that the money order should not be delivered, then the money order is detained at the post office for 7 days from the date on which it was sent out by the remitter.

7. In case the payee has changed his/her address, the money order can be re-directed to the new address. However, this will be done only after written instructions have been given to the Post Office for redirection.
Note: there are no charges for redirection of money order to the new address.

8. In case the payee is not located at all ore if the payee refuses to accept the money sent by money order, you (the remitter) will get back the money.

9. A money order sent by the Maharashtra Postal Service becomes void in the case of the death of the payee or of the remitter. In such a case, the legal heir or heirs of the deceased person can claim the payment within 1 year of the date of issue of the money order. This claim can be done only on execution of an indemnity bond with or without surety as per the amount prescribed.

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